Articles

• Vaciago, Giuseppe, The Invalidation of the Data Retention Directive, A first impact assessment of the CJEU decisions in the joint cases, C-293/12 and C-594/12, CRI 2014, 65-69
  In the wake of terror attacks in Madrid (2004) and London (2005) the European Parliament issued Directive 2006/24/CE, which regulated the question of data retention, specifying particular procedures for internet service providers (ISPs) to store traffic data and the requirements for courts to access this data. Eight years later, on 8 April 2014, this law has been declared invalid by the Court of Justice of the European Union (CJEU) because of its breach of the right to have one’s private and family life respected and the right to the protection of personal data as recognised both by the European Convention on Human Rights and the Charter of Fundamental Rights of the European Union.The article first highlights the key points of the CJEU’s decision (I.) and then briefly adds the technological limits for data retention (II.) before considering the immediate impact of this ruling and the resulting challenges ahead (III.).

• Lloyd, Ian, Crowdfunding – A New Electronic Future for the Credit Industry?, A first view on how to bring it under electronic banking regulations, CRI 2014, 69-72
  The e-commerce revolution has challenged the future of many traditional intermediaries such as travel agents. It has also created new opportunities and the crowdfunding model is among them. Essentially numbers of individuals can pool resources together using a web platform to provide funding for an individual or company. The practice provides an alternative to traditional sources of finance and the major challenge for policy makers is how they can (or should) bring it under current electronic banking regulations.

• Basu, Sonal / Sreenivasan, Rajeesh / Tang, Tanya, Bitcoin – Bubble or Reality?, CRI 2014, 73-77
  With the advancement of technological innovations, there is lot of buzz on bitcoins. However, concerns such as whether bitcoin is a currency or a commodity and whether it is to be regulated as such, its decentralised nature and its potential to be used for criminal purposes such as money laundering have emphasised the need for regulators to take a considerable view and define a framework around it. This article examines the concept of bitcoins, its pros and cons and the need to have a regulatory framework for bitcoins. This article focuses on India and Singapore jurisdictions.

• CRI 2014, 77-89
• CRI 2014, 89-91
• CRI 2014, 91-95

About the Authors

• About the Authors, CRI 2014, 95-96